VA Home Refinance
Whether you wish to lower your monthly payment or you would like to access some of the equity in your home, now is a great time to convert your adjustable or high interest rate loan and lock in a new fixed rate in today’s mortgage market.

Depending on your financial needs and goals, you have three basic refinance options if you qualify for a VA home loan. If you currently have a VA mortgage you can potentially lower your interest rate by choosing an interest rate reduction refinance loan otherwise known as an IRRRL. If you desire cash out from the equity in your home, you can choose VA cash out refinance.

If you don’t currently have a VA loan, but you wish to convert your existing loan to a VA home mortgage, you will need to use the VA cash out loan. There are specific guidelines that do put certain limitations on a transaction of this nature, so please consult one of our planners for program specific information.

Our mortgage planners will assist you with the loan program that will help you accomplish the goals you value most. For more information about VA refinance options, speak to one of our community bankers today.

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. C2 Financial is a VA approved lender; not endorsed or sponsored by the Department of Veterans Affairs or any government agency. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. This licensee is performing acts for which a real estate license is required. C2 Financial is licensed by the California Bureau of Real Estate: Broker #01821025. NMLS #135622. California Bureau of Real Estate #01326712, NMLS#84095.
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