VA Loan Limits by County
VA home loans are primarily designed to allow veterans to purchase a home without any down payment, however the Department of Veteran's Affairs does follow the Federal Housing Finance Agency's limits for each county in terms of how much liability they can assume.

While the VA does not set a limit as to how much one can finance, they do limit their liability which ultimately determines how much a VA borrower can finance without a down payment.

Thus if a Veteran chooses to purchase a home that exceeds the county limit in which the house is located, then there will be a down payment requirement of 25% of the amount over the county limit.

Example:
Purchase price: $650,000
County limit: $612,500
Down payment requirement: $9375 ($650,000-$612,500/4)

The following are the county purchase price limits without a down payment as of January 1, 2017.


C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. C2 Financial is a VA approved lender; not endorsed or sponsored by the Department of Veterans Affairs or any government agency. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. This licensee is performing acts for which a real estate license is required. C2 Financial is licensed by the California Bureau of Real Estate: Broker #01821025. NMLS #135622. California Bureau of Real Estate #01326712, NMLS#84095.
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