First Time Home Buyers
Buying that first home represents a significant financial decision. This is one of the best times to take that step, because rates are still at all-time lows, but an economic upswing may be on the horizon. Combine the low rates with the large number of homes on the market and you have an opportunity to purchase a home for an affordable price and with affordable mortgage rates.

Buying a home carries several benefits. Some of these are economic in nature. For example, you can write off your mortgage interest when you file your taxes each year. Also, part of your monthly payment on your mortgage is applied to the home’s equity, and that is money you will eventually see again when you sell the home. Should you need extra cash for unforeseen expenses, you can access the equity through a home equity loan, often with a lower rate than other personal loan options. Beyond the economic benefits, owning your own home brings with it the pride of ownership. You have the freedom to change things as you see fit and if you want to remodel your house you can do so without seeking the permission of a landlord.

Many first time homebuyers feel overwhelmed with the vast amount of information and options at their fingertips. Our goal is to help you understand your mortgage options and the home buying process. Remember, today’s low rates can increase at any time so act quickly if you are ready to realize the dream of homeownership. We are here to help you find the perfect loan to fit your financial situation. Call us today to discuss your needs and get started on the path toward homeownership!

C2 Financial Corporation is licensed by the California Bureau of Real Estate, Broker # 01821025; NMLS # 135622. C2 Financial is a VA approved lender; not endorsed or sponsored by the Department of Veterans Affairs or any government agency. Loan approval is not guaranteed and is subject to lender review of information. Loan is only approved when lender has issued approval in writing. Specified rates may not be available for all borrowers. Rate subject to change with market conditions. This licensee is performing acts for which a real estate license is required. C2 Financial is licensed by the California Bureau of Real Estate: Broker #01821025. NMLS #135622. California Bureau of Real Estate #01326712, NMLS#84095.
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